/* ================================================================
   COMPONENT LIBRARY
================================================================ */

/* ---------- App Shell ---------- */
.app-shell { display: flex; min-height: 100vh; }

.sidebar {
  width: var(--sidebar-width);
  background: var(--color-surface);
  border-right: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  position: fixed;
  top: 0; left: 0; bottom: 0;
  z-index: 100;
  transition: width var(--transition), transform var(--transition);
}
.sidebar.collapsed { width: var(--sidebar-collapsed); }
.sidebar-brand {
  height: var(--header-height);
  display: flex; align-items: center; gap: 12px;
  padding: 0 22px;
  border-bottom: 1px solid var(--color-border);
  flex-shrink: 0;
}
.sidebar-brand .logo-mark {
  width: 38px; height: 38px; border-radius: 12px;
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-dark));
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-family: var(--font-display); font-weight: 800; font-size: 16px;
  box-shadow: var(--shadow-sm);
  flex-shrink: 0;
}
.sidebar-brand .brand-text { font-family: var(--font-display); font-weight: 700; font-size: 16px; white-space: nowrap; overflow: hidden; }
.sidebar-brand .brand-text small { display: block; font-family: var(--font-body); font-weight: 500; font-size: 11px; color: var(--color-text-muted); }
.sidebar.collapsed .brand-text { display: none; }

.sidebar-nav { flex: 1; overflow-y: auto; padding: 16px 12px; }
.nav-section-label { font-size: 11px; text-transform: uppercase; letter-spacing: .08em; color: var(--color-text-soft); padding: 16px 12px 6px; font-weight: 600; }
.sidebar.collapsed .nav-section-label { display: none; }

.nav-item {
  display: flex; align-items: center; gap: 12px;
  padding: 10px 12px; margin-bottom: 2px;
  border-radius: var(--radius-sm);
  color: var(--color-text-muted);
  font-weight: 500; font-size: 13.5px;
  cursor: pointer; white-space: nowrap; overflow: hidden;
  transition: background var(--transition), color var(--transition);
  position: relative;
}
.nav-item svg { flex-shrink: 0; width: 19px; height: 19px; }
.nav-item:hover { background: var(--color-surface-alt); color: var(--color-text); }
.nav-item.active { background: var(--color-primary-light); color: var(--color-primary); font-weight: 600; }
.nav-item.active::before {
  content: ''; position: absolute; left: -12px; top: 8px; bottom: 8px; width: 3px;
  background: var(--color-primary); border-radius: 0 4px 4px 0;
}
.sidebar.collapsed .nav-item span.label { display: none; }
.nav-item .badge-count {
  margin-left: auto; background: var(--color-danger); color: #fff; font-size: 10px;
  border-radius: 10px; padding: 1px 6px; font-weight: 700;
}
.sidebar.collapsed .badge-count { display: none; }

.sidebar-footer { padding: 14px 12px; border-top: 1px solid var(--color-border); }

/* ---------- Header ---------- */
.topbar {
  height: var(--header-height);
  background: rgba(248,249,252,0.72);
  backdrop-filter: blur(14px) saturate(160%);
  -webkit-backdrop-filter: blur(14px) saturate(160%);
  border-bottom: 1px solid var(--color-border);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 28px;
  position: sticky; top: 0; z-index: 50;
}
[data-theme="dark"] .topbar { background: rgba(15,19,32,0.72); }
.topbar-search {
  display: flex; align-items: center; gap: 10px;
  background: var(--color-surface); border: 1px solid var(--color-border);
  border-radius: var(--radius-pill); padding: 9px 16px; width: 360px;
  transition: box-shadow var(--transition), border-color var(--transition);
}
.topbar-search:focus-within { border-color: var(--color-primary); box-shadow: var(--shadow-glow); }
.topbar-search input { border: none; outline: none; background: transparent; width: 100%; font-size: 13.5px; color: var(--color-text); }
.topbar-search svg { color: var(--color-text-soft); flex-shrink: 0; }

.topbar-actions { display: flex; align-items: center; gap: 14px; }
.icon-btn {
  width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--color-border);
  background: var(--color-surface); display: flex; align-items: center; justify-content: center;
  color: var(--color-text-muted); position: relative; transition: all var(--transition);
}
.icon-btn:hover { border-color: var(--color-primary); color: var(--color-primary); box-shadow: var(--shadow-sm); }
.icon-btn .dot { position: absolute; top: 8px; right: 9px; width: 8px; height: 8px; border-radius: 50%; background: var(--color-danger); border: 2px solid var(--color-surface); }

.user-chip { display: flex; align-items: center; gap: 10px; padding: 6px 10px 6px 6px; border-radius: var(--radius-pill); cursor: pointer; transition: background var(--transition); }
.user-chip:hover { background: var(--color-surface-alt); }
.avatar { width: 36px; height: 36px; border-radius: 50%; background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark)); display: flex; align-items: center; justify-content: center; color: #fff; font-weight: 700; font-size: 13px; flex-shrink: 0; overflow: hidden; }
.avatar img { width: 100%; height: 100%; object-fit: cover; }
.user-chip .u-name { font-weight: 600; font-size: 13px; line-height: 1.2; }
.user-chip .u-role { font-size: 11px; color: var(--color-text-muted); }

.main-content { flex: 1; margin-left: var(--sidebar-width); transition: margin-left var(--transition); min-height: 100vh; }
.sidebar.collapsed ~ .main-content { margin-left: var(--sidebar-collapsed); }
.page-body { padding: 28px; max-width: 1600px; }

.mobile-menu-btn { display: none; }

/* ---------- Cards ---------- */
.card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.card.hoverable:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-pad { padding: 22px; }
.card-header { display: flex; align-items: center; justify-content: space-between; padding: 18px 22px; border-bottom: 1px solid var(--color-border); }
.card-header h3 { font-size: 15px; margin: 0; }

.glass {
  background: rgba(255,255,255,0.6);
  backdrop-filter: blur(16px) saturate(180%);
  -webkit-backdrop-filter: blur(16px) saturate(180%);
  border: 1px solid rgba(255,255,255,0.4);
}
[data-theme="dark"] .glass { background: rgba(23,28,44,0.55); border-color: rgba(255,255,255,0.06); }

/* KPI stat card */
.stat-card {
  background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 20px; display: flex; flex-direction: column; gap: 10px; position: relative; overflow: hidden;
  box-shadow: var(--shadow-sm); animation: fadeUp .5s ease both;
}
.stat-card .stat-icon { width: 40px; height: 40px; border-radius: 11px; display: flex; align-items: center; justify-content: center; }
.stat-card .stat-icon.blue { background: var(--color-primary-light); color: var(--color-primary); }
.stat-card .stat-icon.yellow { background: var(--color-accent-light); color: var(--color-accent-dark); }
.stat-card .stat-icon.green { background: var(--color-success-light); color: var(--color-success); }
.stat-card .stat-icon.red { background: var(--color-danger-light); color: var(--color-danger); }
.stat-card .stat-label { font-size: 12.5px; color: var(--color-text-muted); font-weight: 500; }
.stat-card .stat-value { font-family: var(--font-display); font-size: 24px; font-weight: 700; }
.stat-card .stat-trend { font-size: 11.5px; font-weight: 600; display: flex; align-items: center; gap: 4px; }
.stat-trend.up { color: var(--color-success); }
.stat-trend.down { color: var(--color-danger); }

@keyframes fadeUp { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: translateY(0); } }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  border-radius: var(--radius-sm); border: 1px solid transparent;
  padding: 10px 18px; font-size: 13.5px; font-weight: 600;
  transition: all var(--transition); white-space: nowrap;
}
.btn svg { width: 16px; height: 16px; }
.btn-primary { background: var(--color-primary); color: #fff; box-shadow: 0 4px 12px rgba(45,95,199,0.28); }
.btn-primary:hover { background: var(--color-primary-dark); transform: translateY(-1px); box-shadow: 0 6px 16px rgba(45,95,199,0.35); }
.btn-accent { background: var(--color-accent); color: #3A2C05; box-shadow: 0 4px 12px rgba(232,182,42,0.3); }
.btn-accent:hover { background: var(--color-accent-dark); transform: translateY(-1px); }
.btn-outline { background: var(--color-surface); border-color: var(--color-border); color: var(--color-text); }
.btn-outline:hover { border-color: var(--color-primary); color: var(--color-primary); }
.btn-ghost { background: transparent; color: var(--color-text-muted); }
.btn-ghost:hover { background: var(--color-surface-alt); color: var(--color-text); }
.btn-danger { background: var(--color-danger-light); color: var(--color-danger); }
.btn-danger:hover { background: var(--color-danger); color: #fff; }
.btn-success { background: var(--color-success); color: #fff; }
.btn-sm { padding: 6px 12px; font-size: 12.5px; }
.btn-lg { padding: 13px 24px; font-size: 14.5px; }
.btn-block { width: 100%; }
.btn-icon { padding: 9px; }
.btn:disabled { opacity: .5; cursor: not-allowed; transform: none !important; }

/* Quick action buttons on dashboard */
.quick-actions { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.quick-action-btn {
  background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 18px; display: flex; flex-direction: column; align-items: flex-start; gap: 10px;
  transition: all var(--transition); text-align: left;
}
.quick-action-btn:hover { border-color: var(--color-primary); box-shadow: var(--shadow-md); transform: translateY(-3px); }
.quick-action-btn .qa-icon { width: 42px; height: 42px; border-radius: 12px; display: flex; align-items: center; justify-content: center; background: var(--color-primary-light); color: var(--color-primary); }
.quick-action-btn:nth-child(2) .qa-icon { background: var(--color-accent-light); color: var(--color-accent-dark); }
.quick-action-btn:nth-child(3) .qa-icon { background: var(--color-success-light); color: var(--color-success); }
.quick-action-btn:nth-child(4) .qa-icon { background: var(--color-primary-light); color: var(--color-primary); }
.quick-action-btn .qa-title { font-weight: 700; font-size: 13.5px; }
.quick-action-btn .qa-sub { font-size: 11.5px; color: var(--color-text-muted); }

/* ---------- Forms ---------- */
.form-group { margin-bottom: 18px; }
.form-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.loan-form-grid { display: grid; grid-template-columns: 1.6fr 1fr; gap: 20px; align-items: start; }
label { display: block; font-size: 12.5px; font-weight: 600; color: var(--color-text-muted); margin-bottom: 6px; }
label .req { color: var(--color-danger); }
.input, select.input, textarea.input {
  width: 100%; padding: 11px 14px; border-radius: var(--radius-sm); border: 1.5px solid var(--color-border);
  background: var(--color-surface); color: var(--color-text); font-size: 13.5px; transition: all var(--transition);
}
.input:focus { outline: none; border-color: var(--color-primary); box-shadow: var(--shadow-glow); }
textarea.input { resize: vertical; min-height: 80px; }
.input-icon-wrap { position: relative; }
.input-icon-wrap svg { position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--color-text-soft); }
.input-icon-wrap .input { padding-left: 40px; }
.input-icon-wrap .toggle-pw { position: absolute; right: 12px; top: 50%; transform: translateY(-50%); background: none; border: none; color: var(--color-text-soft); }
.form-hint { font-size: 11.5px; color: var(--color-text-soft); margin-top: 5px; }
.form-error { font-size: 11.5px; color: var(--color-danger); margin-top: 5px; display: none; }
.checkbox-row { display: flex; align-items: center; gap: 8px; }
.checkbox-row input { accent-color: var(--color-primary); width: 16px; height: 16px; }
.upload-box {
  border: 1.5px dashed var(--color-border); border-radius: var(--radius-md); padding: 24px; text-align: center;
  color: var(--color-text-muted); font-size: 12.5px; cursor: pointer; transition: all var(--transition);
}
.upload-box:hover { border-color: var(--color-primary); background: var(--color-primary-light); color: var(--color-primary); }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border-radius: var(--radius-lg); }
table.data-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.data-table thead th {
  text-align: left; padding: 13px 16px; background: var(--color-surface-alt); color: var(--color-text-muted);
  font-weight: 600; font-size: 11.5px; text-transform: uppercase; letter-spacing: .05em;
  border-bottom: 1px solid var(--color-border); white-space: nowrap; position: sticky; top: 0;
}
.data-table thead th.sortable { cursor: pointer; user-select: none; }
.data-table thead th.sortable:hover { color: var(--color-primary); }
.data-table tbody td { padding: 14px 16px; border-bottom: 1px solid var(--color-border); vertical-align: middle; }
.data-table tbody tr { transition: background var(--transition); }
.data-table tbody tr:hover { background: var(--color-surface-alt); }
.data-table tbody tr:last-child td { border-bottom: none; }
.cell-primary { font-weight: 600; color: var(--color-text); }
.cell-person { display: flex; align-items: center; gap: 10px; }

/* Badges */
.badge { display: inline-flex; align-items: center; gap: 5px; padding: 4px 10px; border-radius: var(--radius-pill); font-size: 11px; font-weight: 700; }
.badge.blue { background: var(--color-primary-light); color: var(--color-primary); }
.badge.green { background: var(--color-success-light); color: var(--color-success); }
.badge.red { background: var(--color-danger-light); color: var(--color-danger); }
.badge.yellow { background: var(--color-accent-light); color: var(--color-accent-dark); }
.badge.gray { background: var(--color-surface-alt); color: var(--color-text-muted); }

/* Pagination */
.pagination { display: flex; align-items: center; justify-content: space-between; padding: 16px 4px; }
.pagination-pages { display: flex; gap: 6px; }
.page-btn { width: 34px; height: 34px; border-radius: var(--radius-sm); border: 1px solid var(--color-border); background: var(--color-surface); color: var(--color-text-muted); font-weight: 600; font-size: 12.5px; }
.page-btn.active { background: var(--color-primary); color: #fff; border-color: var(--color-primary); }
.page-btn:hover:not(.active) { border-color: var(--color-primary); color: var(--color-primary); }
.page-btn:disabled { opacity: .4; cursor: not-allowed; }

/* Filters bar */
.filters-bar { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 18px; }
.filters-bar .input, .filters-bar select { width: auto; min-width: 160px; }

/* ---------- Modal ---------- */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(15,19,32,0.5); backdrop-filter: blur(3px);
  display: flex; align-items: center; justify-content: center; z-index: 1000; opacity: 0;
  pointer-events: none; transition: opacity var(--transition);
}
.modal-overlay.open { opacity: 1; pointer-events: all; }
.modal-box {
  background: var(--color-surface); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  width: 520px; max-width: 92vw; max-height: 88vh; display: flex; flex-direction: column;
  transform: translateY(16px) scale(.98); transition: transform var(--transition);
}
.modal-overlay.open .modal-box { transform: translateY(0) scale(1); }
.modal-box.wide { width: 760px; }
.modal-box.xwide { width: 960px; }
.modal-header { display: flex; align-items: center; justify-content: space-between; padding: 20px 24px; border-bottom: 1px solid var(--color-border); }
.modal-header h3 { margin: 0; font-size: 16px; }
.modal-close { background: var(--color-surface-alt); border: none; width: 32px; height: 32px; border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--color-text-muted); }
.modal-close:hover { background: var(--color-danger-light); color: var(--color-danger); }
.modal-body { padding: 24px; overflow-y: auto; }
.modal-footer { padding: 16px 24px; border-top: 1px solid var(--color-border); display: flex; justify-content: flex-end; gap: 10px; }

/* ---------- Toast ---------- */
.toast-stack { position: fixed; top: 24px; right: 24px; z-index: 2000; display: flex; flex-direction: column; gap: 10px; }
.toast {
  min-width: 300px; max-width: 380px; background: var(--color-surface); border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-primary); border-radius: var(--radius-sm); box-shadow: var(--shadow-lg);
  padding: 14px 16px; display: flex; align-items: flex-start; gap: 12px;
  animation: toastIn .25s ease both;
}
.toast.success { border-left-color: var(--color-success); }
.toast.error { border-left-color: var(--color-danger); }
.toast.warning { border-left-color: var(--color-warning); }
.toast .toast-icon { flex-shrink: 0; margin-top: 1px; }
.toast .toast-title { font-weight: 700; font-size: 13px; margin-bottom: 2px; }
.toast .toast-msg { font-size: 12px; color: var(--color-text-muted); }
.toast .toast-close { margin-left: auto; background: none; border: none; color: var(--color-text-soft); }
@keyframes toastIn { from { opacity: 0; transform: translateX(30px); } to { opacity: 1; transform: translateX(0); } }
@keyframes toastOut { to { opacity: 0; transform: translateX(30px); } }

/* ---------- Skeleton Loading ---------- */
.skeleton { background: linear-gradient(90deg, var(--color-surface-alt) 25%, var(--color-border) 50%, var(--color-surface-alt) 75%); background-size: 200% 100%; animation: shimmer 1.4s infinite; border-radius: 6px; }
@keyframes shimmer { 0% { background-position: 200% 0; } 100% { background-position: -200% 0; } }
.skel-line { height: 14px; margin-bottom: 8px; }
.skel-row { height: 48px; margin-bottom: 6px; border-radius: 10px; }
.skel-card { height: 110px; border-radius: var(--radius-lg); }

/* ---------- Empty state ---------- */
.empty-state { text-align: center; padding: 60px 20px; color: var(--color-text-muted); }
.empty-state svg { color: var(--color-text-soft); margin-bottom: 14px; }
.empty-state h4 { color: var(--color-text); margin-bottom: 6px; }
.empty-state p { font-size: 12.5px; }

/* ---------- Login Page ---------- */
.login-wrap { min-height: 100vh; display: grid; grid-template-columns: 1fr 460px; }
.login-visual {
  position: relative; overflow: hidden; display: flex; flex-direction: column; justify-content: space-between;
  padding: 48px; color: #fff;
  background:
    radial-gradient(circle at 15% 20%, rgba(232,182,42,0.35), transparent 40%),
    radial-gradient(circle at 85% 85%, rgba(255,255,255,0.12), transparent 45%),
    linear-gradient(135deg, #234ba3, #2D5FC7 55%, #3f6fd6);
}
.login-visual .lv-badge { display: inline-flex; align-items: center; gap: 10px; background: rgba(255,255,255,0.14); border: 1px solid rgba(255,255,255,0.25); padding: 8px 16px; border-radius: var(--radius-pill); font-size: 12.5px; width: fit-content; }
.login-visual h1 { font-size: 40px; line-height: 1.15; max-width: 480px; margin-top: 30px; }
.login-visual p.lead { max-width: 420px; color: rgba(255,255,255,0.82); font-size: 14.5px; }
.login-stats { display: flex; gap: 34px; margin-top: 10px; }
.login-stats .ls-value { font-family: var(--font-display); font-size: 26px; font-weight: 800; }
.login-stats .ls-label { font-size: 11.5px; color: rgba(255,255,255,0.75); }
.login-orb { position: absolute; border-radius: 50%; filter: blur(2px); opacity: .5; animation: floaty 8s ease-in-out infinite; }
@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-18px); } }

.login-form-side { display: flex; align-items: center; justify-content: center; padding: 40px; background: var(--color-surface); }
.login-form-box { width: 100%; max-width: 360px; }
.login-form-box .login-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 32px; }
.login-form-box h2 { font-size: 24px; margin-bottom: 6px; }
.divider-or { display: flex; align-items: center; gap: 12px; margin: 20px 0; color: var(--color-text-soft); font-size: 11.5px; }
.divider-or::before, .divider-or::after { content: ''; flex: 1; height: 1px; background: var(--color-border); }
.role-tabs { display: flex; gap: 8px; margin-bottom: 22px; background: var(--color-surface-alt); padding: 4px; border-radius: var(--radius-pill); }
.role-tab { flex: 1; text-align: center; padding: 8px; border-radius: var(--radius-pill); font-size: 12px; font-weight: 600; color: var(--color-text-muted); transition: all var(--transition); }
.role-tab.active { background: var(--color-surface); color: var(--color-primary); box-shadow: var(--shadow-sm); }

/* ---------- Progress / Loader ---------- */
.page-loader { position: fixed; inset: 0; background: var(--color-bg); z-index: 3000; display: flex; align-items: center; justify-content: center; flex-direction: column; gap: 16px; }
.spinner { width: 44px; height: 44px; border: 3px solid var(--color-border); border-top-color: var(--color-primary); border-radius: 50%; animation: spin 0.8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ---------- Tabs ---------- */
.tabs-bar { display: flex; gap: 4px; border-bottom: 1px solid var(--color-border); margin-bottom: 20px; }
.tab-btn { padding: 12px 18px; font-size: 13px; font-weight: 600; color: var(--color-text-muted); border-bottom: 2px solid transparent; transition: all var(--transition); background: none; }
.tab-btn.active { color: var(--color-primary); border-bottom-color: var(--color-primary); }
.tab-panel { display: none; }
.tab-panel.active { display: block; animation: fadeUp .3s ease; }

/* ---------- Progress bar (loan repayment) ---------- */
.progress-bar-track { width: 100%; height: 7px; background: var(--color-surface-alt); border-radius: var(--radius-pill); overflow: hidden; }
.progress-bar-fill { height: 100%; background: linear-gradient(90deg, var(--color-primary), var(--color-accent)); border-radius: var(--radius-pill); transition: width .6s ease; }

/* Print styles for receipts */
@media print {
  .no-print { display: none !important; }
  body { background: #fff; }
}

/* ---------- Responsive Grid Utilities ---------- */
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.grid-sidebar { display: grid; grid-template-columns: 1fr 300px; gap: 20px; align-items: start; }
.grid-profile { display: grid; grid-template-columns: 280px 1fr; gap: 20px; align-items: start; }

/* ---------- Mobile Sidebar Backdrop ---------- */
.sidebar-backdrop {
  display: none; position: fixed; inset: 0; background: rgba(15,19,32,0.45);
  z-index: 99; backdrop-filter: blur(2px); -webkit-backdrop-filter: blur(2px);
}
.sidebar-backdrop.visible { display: block; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .quick-actions { grid-template-columns: repeat(2, 1fr); }
  .topbar-search { width: 220px; }
}
@media (max-width: 900px) {
  .sidebar { transform: translateX(-100%); width: 264px; }
  .sidebar.mobile-open { transform: translateX(0); box-shadow: var(--shadow-lg); }
  .main-content, .sidebar.collapsed ~ .main-content { margin-left: 0; }
  .mobile-menu-btn { display: flex; }
  .login-wrap { grid-template-columns: 1fr; }
  .login-visual { display: none; }
  .grid-sidebar { grid-template-columns: 1fr; }
  .grid-profile { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .cal-day-cell { min-height: 56px !important; }
}
@media (max-width: 640px) {
  .page-body { padding: 16px; }
  .topbar { padding: 0 16px; }
  .topbar-search { display: none; }
  .quick-actions { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .loan-form-grid { grid-template-columns: 1fr; }
  .modal-box { width: 100%; max-height: 100vh; height: 100%; border-radius: 0; }
  .grid-4 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-sidebar { grid-template-columns: 1fr; }
  .grid-profile { grid-template-columns: 1fr; }
  .cal-day-cell { min-height: 44px !important; }
  .topbar-actions .u-name, .topbar-actions .u-role { display: none; }
  .user-chip { padding: 6px; }
  .btn { min-height: 40px; }
  .icon-btn { min-width: 44px; min-height: 44px; }
  .nav-item { min-height: 44px; padding: 12px; }
  .page-body { overflow-x: hidden; }
}